Life Insurance

Peace of mind

Financial planning solutions using life insurance can give you lasting peace of mind and the assurance that you have provided for your family.   

Guaranteed protection
The right coverage can offer a valuable combination of benefits, so that you and your loved ones are protected.  If you have a family, a business, or others who depend on you, the life insurance benefit can act as a financial safety net when you die.   Your beneficiaries will receive a lump-sum payment that can be used for essential financial protection. 

Income replacement
If the income you provide suddenly disappeared, life insurance helps make sure that your loved ones continue to have the money they need to help with:  

• Mortgage Payments
• Childcare, health care, or other services 
• Tuition or other college expenses 
• Eliminate household debt
• Preserve a family business
• Final expense and burial costs

Tax-free benefit
Generally the benefits of the life insurance policy is passed onto your beneficiaries federal income tax free.   Your loved ones will be able to enjoy every penny you leave them.  

Guaranteed cash value growth
Some life insurance policies build cash value to meet a variety of financial goals such as:  

• Retirement income supplements
• Fund a child or grandchild’s education 
• Pay off a mortgage 
• Protect existing assets 
• Establish an emergency fund