Financial planning

A financial planner can provide a roadmap and  a comprehensive picture of your current finances, financial goals and any strategies you've set to achieve those goals.   

The financial plan is a living document that can reduce your stress about money, help to support your current needs and help you build a nest egg for your future retirement.  

A good financial plan will take into consideration how to grow,  protect and distribute your assets in a way that meets your needs, desires, and goals throughout your entire lifetime.  

 It can help answer questions such as:  
 

• What will happen to my standard of living once I no longer have a paycheck? 
• Am I likely to run out of money in retirement?
• When is the best age to start taking Social Security, and what will happen if I choose the wrong age?
• If I die prematurely, what will happen to the ones who depend on me as the breadwinner?
• How can I maximize the money I am getting from my pension?
• What if I suffer a chronic illness or debilitating injury that requires long term care? 
• How can I avoid becoming a burden to my loved ones?
• How can I achieve true financial peace and create streams of income that I can’t outlive?

Our customized and thorough planning process gives you the ability to see your financial picture, both now and in the future.   We pride ourselves in taking the time to listen and to understand your concerns, identify risks, and then create modeled scenarios that show you the likely outcome of your plan.   

Once you adopt your plan and identified the financial planning solutions to use, your dedicated advisor will monitor and review your progress and make recommendations so that you stay on track setting you up for success.